State Farm Auto Insurance Practice Test - Free Practice Exam & Study Guide

A "Hit" message on the Motor Vehicle Record (MVR) indicates that there is some kind of alert or issue that requires additional investigation. This implies that the driver's record may contain information that necessitates a closer look, such as incidents, violations, or other relevant driving history details that could affect their insurability or lead to adjustments in policy terms.

In this context, determining the driver's standing for insurance purposes becomes crucial, which is why the status calls for further review. It essentially flags the record for the insurance provider to ensure they have all pertinent information before making decisions related to coverage or premiums. An accurate understanding of the driver's history is vital for assessing risk and tailoring insurance products appropriately.